From the ease of our Free Business Checking to the extra features of Analyzed Business Checking,
FPU gives you the power to manage your money with convenience and flexibility.
And for all business accounts, we offer Remote Deposit Capture, which enables your
organization to make bank deposits directly from your office location.
All you need is a compatible scanner and a high-speed internet connection!
CHOOSE THE BEST FOR YOUR BUSINESS.
ANALYZED BUSINESS CHECKING
Built for larger businesses and bigger deposits, FPU Analyzed Business Checking includes access to FPU cash management
services such as remote deposit capture to save you time and money, plus free online banking. But what makes this business
account stand out is your earnings allowance. Here’s how it works:
Your account receives an earnings allowance based on the average 91-day Treasury Bill rate for the previous month times the average daily collected balance.
The earnings allowance is compared to expenses incurred by the bank in servicing the account for the month.
If the earnings allowance is greater than the expenses, there is no service charge.
If expenses exceed the earnings allowance, a service charge equal to total expenses less the earnings allowance is applied to the account as outlined in the account analysis fee schedule.
You can check your earnings with our free reporting tool. And if you have more than one business checking account,
the balances may be combined for the purposes of analysis.